Find the Best Homeowners Insurance in Cincinnati, OH

Lemonade is a 100% digital insurance provider that offers homeowners policies starting as low as $25 per month. Cincinnati customers can use the company’s app to apply for a policy, file claims and get paid instantly. Lemonade works with all major banks and lenders to handle escrow payments. The company takes flat fees from policy premiums, then donates leftover funds to charities chosen by its policyholders. Quotes are available in less than two minutes. The “Get Discounts” feature automatically applies savings based on your in-home safety devices.

Allstate is a leading home insurer in the U.S. Cincinnati residents work with local agents to build a policy, find discounts and file claims. The company offers plenty of optional features, like rate protection, deductible savings and annual rewards for being claim-free. Multiple types of discounts are available. For more information, visit a local agent, like Marianne Geiger at 4204 Plainville Road, Cincinnati, OH 45227.

Customers can start the quote process online for Progressive home insurance, with agents standing by ready to assist. The HomeQuote Explorer tool allows you to compare rates and coverages from different companies. Progressive offers plenty of discounts for policyholders, like for bundling, getting a quote in advance, having alarm systems and safety devices or paying up front. Reviewers say the company has excellent customer service representatives to help answer questions and process claims.

State Farm is one of the leading home insurers in the U.S. Customers can visit the company’s website to get a quote and access plenty of home insurance resources. State Farm policyholders get savings for purchasing multiple policies, installing security alarms, using certain roofing materials or choosing a higher deductible. Customers give mixed reviews to State Farm; many are satisfied with coverage, while others have had difficulty with the claims process.

GEICO makes it easy to get a quote and set up homeowners insurance for your property. Policy shoppers can get a quote online or contact a sales agent seven days per week. Customers can also reach the company 24/7 online or through GEICO’s mobile app. Discounts are available for having smoke alarms or a home security system, and customers like being able to save by bundling homeowners and auto policies.

The Cincinnati Insurance Company, founded in 1950, is one of the top insurers in the country. The standard Executive Homeowner Policy covers dwelling, personal property, legal liability and additional living expenses if your home becomes uninhabitable. Coverages for higher value homes are also available. In addition to exceptional claims service, customers get access to many discounts. Many reviewers give the company positive reviews and have been clients for years.

Liberty Mutual’s standard homeowners insurance policies cover dwellings, personal possessions, liability and additional living expenses in the event that your home becomes uninhabitable. Customers can customize a policy with add-ons and premium-reducing discounts. Visitors to the Liberty Mutual Insurance website can use a free coverage calculator to learn the right coverage and policy limits. Reviewers say the company gives accurate quotes at fair prices.